Best Practices Selecting Loan Servicing Software
Step by step guide on criteria to use when selecting new loan software.
Downloadable Guide
Nortridge Software Blog
Latest updates and resources.
Latest
Data - The New Moat for Lenders
Learn how do you calculate the correct payment that will cause that loan to pay off in the specified term.
What is the Effect of Beginning or End of Day Accrual on APR?
Does the loan accrue its interest on the morning (pre-payment) principal balance, or does it accrue on the evening balance after payments have been posted for the day?
Calculating an Amortized Payment
Learn how to calculate the correct payment that will cause a loan to pay off in the specified term using amortized payments.
Trends to Watch in 2017
Making predictions in the ever-changing lending and financial markets is indeed speculative at best, but it’s worthwhile to see what various experts and outlets believe are the trends to watch and the pitfalls to avoid.
How to Make Credit Cards Work For You
Credit cards are awesome. I have a queue of credit card applications like an online-shopper has a wish list. But it wasn’t always that way.
The Giants Awaken
Goldman isn’t partnering with P2P platform or an online lender. It is becoming one. They may just win and here’s why.
What Do Star Trek, The Roman Age, and Lending Have in Common?
Learn how Star Trek, the Roman Age, and Lending have all in common.
Should we be so Focused on Lending Regulations?
While we should keep an eye on regulations, they are just one indicator when trying to plan out the future of a lending company.
How Consumer Lenders Can Make Competitors Irrelevant
How can consumer lenders make competition irrelevant? The blue ocean strategy may be hold the answer. Here’s how it could work.
How I Taught a Computer to Integrate
Learn how to I taught a computer to integrate using a spreadsheet.
The History of Lending Part 4
The final chapter of our 4 part series on the history of lending.
Auto Lenders' loan software for CFPB Compliance?
Guide on what to look for in loan management software to help auto lenders meet CFPB requirements
The History of Lending Part 3
Even before the Empire fell (we’re talking about the Roman Empire here), the lending industry was dealt a death blow by the Roman Catholic Church, which had become the State Religion in 312 AD.
The Competitive Lender's Scorecard: 8 ideas to arm yourself with in the new lending arena
We know banks and traditional lenders are being disrupted by the rise of fintech. But how about an online lender vs. another online lender?
The History of Lending Part 2
At the start of the Roman Republic, the southern portion of the Italian peninsula was dominated by Greek Colonies.
Lenders - 4 Tips to Improve Your Website
Some lender’s websites make the financial industry look dated and behind the times. Here are 4 techinical tips lenders can use to improve their website.
The History of Lending Part 1
How do we calculate interest when we have barely invented math? (And the collateral is you.)
7 Questions to Ask As You Shop for New Software
Shopping for a new loan servicing software? Here are a list of seven questions to ask
The History of Money Part 5
Part 5 of the History of Money.
Why We Salted Our Hashes
Lately, I have been asked several times why we hash some of our data and why we salt the hashes. We’re talking about data security.
The History of Money Part 4 - A Penny In For A Pound
Part four of a five part series on the History of Money.
Why Payday Lenders Are Moving Toward Traditional Consumer Lending Models
The Changing Nature of Lending: Why Payday Lenders Are Moving Toward Traditional Consumer Lending Models
The History of Money Part 3
Part three of a five part series on the history of money. It wasn’t long until the Romans caught on and decided to produce their own kind of currency. Only this time, they called an aes rude (rough bronze).
Planning for 2015: Practical Advice and Interesting Concepts
Business planning, like any other type of planning, starts with two things: setting goals that are hard but reachable, and making those goals SMART.
Top Lending Trends to Watch in 2015
Read about the top lending trends that we predict in the upcoming year of 2015.